# Zentra

> Zentra Developer Docs for building and evaluating the financial infrastructure control plane.

## Docs

- [Analytics Overview](https://docs.usezentra.com/api-reference/analytics/overview.md): Tenant-specific analytics overlays and reporting guidance
- [Tenant Analytics](https://docs.usezentra.com/api-reference/analytics/tenant-analytics.md): Compatibility note for tenant-specific analytics overlays
- [Manage Auto-Reload](https://docs.usezentra.com/api-reference/cards/auto-reload.md): GET and PUT /api/v1/cards/{card_id}/auto-reload - Read or update card auto-reload settings
- [Get Card Balance](https://docs.usezentra.com/api-reference/cards/balance.md): GET /api/v1/cards/{card_id}/balance - Retrieve current card balance
- [Create Card](https://docs.usezentra.com/api-reference/cards/create.md): Issue a card for a tenant customer
- [Fund Card](https://docs.usezentra.com/api-reference/cards/fund.md): POST /api/v1/cards/{card_id}/fund - Add balance to a card
- [Get Funding History](https://docs.usezentra.com/api-reference/cards/funding-history.md): GET /api/v1/cards/{card_id}/funding/history - Retrieve card funding events
- [JIT Fund Card](https://docs.usezentra.com/api-reference/cards/jit-fund.md): POST /api/v1/cards/{card_id}/jit-fund - Trigger just-in-time funding
- [List Cards](https://docs.usezentra.com/api-reference/cards/list.md): GET /api/v1/cards - Query tenant-scoped card records
- [Lock Card](https://docs.usezentra.com/api-reference/cards/lock.md): POST /api/v1/cards/{card_id}/lock - Lock a card
- [Cards Overview](https://docs.usezentra.com/api-reference/cards/overview.md): Issue and manage virtual and physical cards
- [Manage Card Security Settings](https://docs.usezentra.com/api-reference/cards/security.md): GET and PUT /api/v1/cards/{card_id}/security - Read or update card security controls
- [Unlock Card](https://docs.usezentra.com/api-reference/cards/unlock.md): POST /api/v1/cards/{card_id}/unlock - Unlock a card
- [Create Customer](https://docs.usezentra.com/api-reference/customers/create.md): Bridge page for reviewed identity-customer creation and compatibility customer overlays
- [Get Customer](https://docs.usezentra.com/api-reference/customers/get.md): Placeholder for the draft customer retrieval endpoint
- [List Customers](https://docs.usezentra.com/api-reference/customers/list.md): Placeholder for the draft customer listing endpoint
- [Customers Overview](https://docs.usezentra.com/api-reference/customers/overview.md): Manage customer records and profiles
- [Update Customer](https://docs.usezentra.com/api-reference/customers/update.md): Placeholder for the draft customer update endpoint
- [Error Handling](https://docs.usezentra.com/api-reference/errors.md): Understanding and handling API errors
- [Get Verification Status](https://docs.usezentra.com/api-reference/identity/get-status.md): Placeholder for the tenant-gated identity status endpoint
- [Identity Verification](https://docs.usezentra.com/api-reference/identity/overview.md): Verify BVN, NIN, and perform KYC checks
- [Verify BVN](https://docs.usezentra.com/api-reference/identity/verify-bvn.md): Placeholder for the tenant-gated BVN verification endpoint
- [Verify NIN](https://docs.usezentra.com/api-reference/identity/verify-nin.md): Placeholder for the tenant-gated NIN verification endpoint
- [Verify Selfie](https://docs.usezentra.com/api-reference/identity/verify-selfie.md): Placeholder for the tenant-gated selfie verification endpoint
- [API Overview](https://docs.usezentra.com/api-reference/overview.md): Reviewed public API surfaces and control plane model
- [Pagination](https://docs.usezentra.com/api-reference/pagination.md): How to paginate through reviewed public list responses
- [Create Charge](https://docs.usezentra.com/api-reference/payments/charge.md): Create a customer-present or merchant-initiated charge
- [Initialize Payment](https://docs.usezentra.com/api-reference/payments/initialize.md): Placeholder for the draft payment initialization endpoint
- [Payments Overview](https://docs.usezentra.com/api-reference/payments/overview.md): Charge, verify, refund, and reuse saved payment methods
- [Create Refund](https://docs.usezentra.com/api-reference/payments/refund.md): Refund a previous successful charge
- [Verify Charge](https://docs.usezentra.com/api-reference/payments/verify.md): Verify a charge and finalize recurring-token readiness
- [Plans](https://docs.usezentra.com/api-reference/plans/overview.md): Draft/reference subscription-plan helpers retained outside the reviewed default public gateway contract
- [Rate Limits](https://docs.usezentra.com/api-reference/rate-limits.md): Understanding API rate limits and quotas
- [Subscriptions](https://docs.usezentra.com/api-reference/subscriptions/overview.md): Draft/reference recurring-billing helpers retained outside the reviewed default public gateway contract
- [List Banks](https://docs.usezentra.com/api-reference/transfers/banks.md): GET /api/v1/banks - Retrieve supported destination banks
- [Bulk Transfers](https://docs.usezentra.com/api-reference/transfers/bulk.md): Compatibility note for bulk transfer flows outside the reviewed public gateway route set
- [Create Transfer](https://docs.usezentra.com/api-reference/transfers/create.md): POST /api/v1/transfers - Send money to a bank account
- [Get Transfer](https://docs.usezentra.com/api-reference/transfers/get.md): GET /api/v1/transfers/{id} - Retrieve a single transfer by id
- [List Transfers](https://docs.usezentra.com/api-reference/transfers/list.md): GET /api/v1/transfers - Query transfer history
- [Transfers Overview](https://docs.usezentra.com/api-reference/transfers/overview.md): Reviewed public transfer primitives for bank payouts and lifecycle checks
- [Resolve Account](https://docs.usezentra.com/api-reference/transfers/resolve-account.md): Compatibility note for beneficiary lookup flows outside the reviewed public gateway route set
- [Close Virtual Account](https://docs.usezentra.com/api-reference/virtual-accounts/close.md): POST /api/v1/virtual-accounts/{id}/close - Close a virtual account
- [Create Virtual Account](https://docs.usezentra.com/api-reference/virtual-accounts/create.md): POST /api/v1/virtual-accounts - Create a tenant-scoped virtual account
- [Get Virtual Account](https://docs.usezentra.com/api-reference/virtual-accounts/get.md): GET /api/v1/virtual-accounts/{id} - Retrieve a virtual account
- [List Virtual Accounts](https://docs.usezentra.com/api-reference/virtual-accounts/list.md): GET /api/v1/virtual-accounts - List virtual accounts for the authenticated tenant
- [Virtual Accounts Overview](https://docs.usezentra.com/api-reference/virtual-accounts/overview.md): Create and manage tenant-scoped virtual accounts
- [Fund Wallet](https://docs.usezentra.com/api-reference/wallets/fund.md): Placeholder for the draft wallet funding endpoint
- [Get Wallet](https://docs.usezentra.com/api-reference/wallets/get.md): Placeholder for the draft wallet retrieval endpoint
- [Wallets Overview](https://docs.usezentra.com/api-reference/wallets/overview.md): Multi-currency wallet management
- [List Wallet Transactions](https://docs.usezentra.com/api-reference/wallets/transactions.md): Placeholder for the draft wallet transactions endpoint
- [Withdraw Wallet](https://docs.usezentra.com/api-reference/wallets/withdraw.md): Placeholder for the draft wallet withdrawal endpoint
- [Webhook Management Compatibility Note](https://docs.usezentra.com/api-reference/webhooks/configure.md): Compatibility note for older webhook endpoint management docs
- [Webhook Events](https://docs.usezentra.com/api-reference/webhooks/events.md): Complete list of webhook event types
- [Webhooks Overview](https://docs.usezentra.com/api-reference/webhooks/overview.md): Reviewed public webhook callback and event-review surface
- [Verify Webhook Signatures](https://docs.usezentra.com/api-reference/webhooks/verify-signature.md): Validate Zentra webhook deliveries before processing them
- [Authentication](https://docs.usezentra.com/authentication.md): Learn how to authenticate your API requests
- [Control Plane](https://docs.usezentra.com/concepts/control-plane.md): How Zentra governs reviewed APIs, enforces tenant policies, and secures operational evidence.
- [Money Lifecycle](https://docs.usezentra.com/concepts/money-lifecycle.md): Deterministic execution states, multi-layered verification paths, and idempotency boundaries inside the Zentra Control Plane.
- [Webhook Safety](https://docs.usezentra.com/concepts/webhook-safety.md): Defensive event-driven integration principles, automatic exponential retries, and strict signature validation boundaries.
- [Accepting Payments](https://docs.usezentra.com/guides/accepting-payments.md): Current public payment flow for charges, verification, refunds, and recurring reuse
- [Building a Neobank](https://docs.usezentra.com/guides/building-a-neobank.md): Complete guide to building a digital bank with Zentra
- [Going Live](https://docs.usezentra.com/guides/going-live.md): Production readiness checklist for launching with Zentra
- [Handling Webhooks](https://docs.usezentra.com/guides/handling-webhooks.md): Receive real-time event notifications from Zentra
- [Issuing Cards](https://docs.usezentra.com/guides/issuing-cards.md): Complete guide to issuing virtual and physical cards with Zentra
- [KYC Integration](https://docs.usezentra.com/guides/kyc-integration.md): Complete guide to identity verification with Zentra
- [Product Analytics with PostHog](https://docs.usezentra.com/guides/posthog-analytics.md): Track user behavior and product metrics in your Zentra-powered application
- [Zentra Developer Docs](https://docs.usezentra.com/introduction.md): Evaluate the financial infrastructure control plane, build one safe flow, inspect the API Reference, and prepare for launch.
- [Quickstart](https://docs.usezentra.com/quickstart.md): Launch your first Zentra integration from primitives, then opt into add-ons only when needed.
- [Brand & Theme](https://docs.usezentra.com/resources/brand-and-theme.md): Docs-side brand tokens, naming rules, and Mintlify theme boundaries.
- [Changelog](https://docs.usezentra.com/resources/changelog.md): Latest updates and improvements to Zentra
- [Postman Collection](https://docs.usezentra.com/resources/postman.md): Test the Zentra API without writing code
- [Reviewed Public Surface](https://docs.usezentra.com/resources/reviewed-public-surface.md): Exact HTTP namespaces and tenant-gated product keys that are currently reviewed in the live Zentra gateway
- [Sandbox Environment](https://docs.usezentra.com/resources/sandbox.md): Test your integration safely in sandbox mode
- [SDK Surface Status](https://docs.usezentra.com/resources/sdk-surface-status.md): Reviewed public vs draft resource status across the current Zentra SDKs
- [Test Data](https://docs.usezentra.com/resources/test-data.md): Complete reference for sandbox test data
- [Android SDK](https://docs.usezentra.com/sdks/android.md): Official Zentra library for Android applications
- [C# SDK](https://docs.usezentra.com/sdks/csharp.md): Official Zentra library for .NET applications
- [Flutter SDK](https://docs.usezentra.com/sdks/flutter.md): Official Zentra library for Flutter applications
- [Go SDK](https://docs.usezentra.com/sdks/go.md): Official Zentra library for Go applications
- [iOS SDK](https://docs.usezentra.com/sdks/ios.md): Official Zentra library for iOS and macOS applications
- [Java SDK](https://docs.usezentra.com/sdks/java.md): Official Zentra library for Java applications
- [JavaScript SDK](https://docs.usezentra.com/sdks/javascript.md): Official JavaScript/TypeScript SDK for Zentra
- [SDK Overview](https://docs.usezentra.com/sdks/overview.md): Checked-in SDKs and wrappers for Zentra's reviewed public API surface
- [PHP SDK](https://docs.usezentra.com/sdks/php.md): Official Zentra library for PHP applications
- [Python SDK](https://docs.usezentra.com/sdks/python.md): Official Zentra library for Python applications
- [Ruby SDK](https://docs.usezentra.com/sdks/ruby.md): Official Zentra library for Ruby applications
- [Rust SDK](https://docs.usezentra.com/sdks/rust.md): Official Zentra library for Rust applications
- [Contact Support](https://docs.usezentra.com/support/contact.md): Get help from the Zentra team
- [Frequently Asked Questions](https://docs.usezentra.com/support/faq.md): Common questions about Zentra
- [Launch Readiness](https://docs.usezentra.com/trust/launch-readiness.md): A production evaluation checklist for teams moving from sandbox to live Zentra traffic.
- [Security And Compliance](https://docs.usezentra.com/trust/security-and-compliance.md): The trust model for tenant isolation, API keys, webhook signing, evidence, and operational review.

## OpenAPI Specs

- [openapi](https://docs.usezentra.com/api-reference/openapi.json)